What can I do if the other driver is uninsured? |
If the driver that caused the accident is not insured, your own insurance policy can pay for your personal injuries. If you have "uninsured motorist" or "medical payments" coverage, you may make a claim up to the specified limits as provided in your policy.
If the other driver's insurance policy coverage is not enough to pay for all of your damages, then your own insurance may pay the amount difference if you have "underinsured motorist" coverage.
If you do not have these kinds of insurance or if your damages are more than the policy's limit, your option is to sue the other driver. However, even if you win the case, you cannot be sure that the other driver will have the money to pay your judgement.
You should take the time to review your coverage with your insurance agent to ensure that you are well protected and that you understand your coverage.
If you are injured because of someone else's negligence, please contact our law firm immediately to protect your rights and ensure that your claims are filed timely and correctly.
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Our Car Accident practice encompasses the State of Louisiana, including West Baton Rouge Parish, East Baton Rouge Parish, St. Bernard Parish, Orleans Parish, Caddo Parish, Lafayette Parish, Calcasieu Parish, Rapides Parish, the Louisiana Gulf Coast, Houma, New Orleans, Hammond, Metaire, Lafayette, Lake Charles, Shreveport, Monroe, Alexandria, Slidell, New Iberia, Chalmette, Tallulah, Bogalusa, Covington, Franklin, Abbeville, Morgan City, Minden, Winnsboro, Gonzales and all Louisiana cities in between. Louisiana Car Accident Lawyer
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Koederitz Law Firm, LLC
8702 Jefferson Highway, Suite A
Baton Rouge, LA 70809
Telephone: (225) 928-9111
Telecopier: (225) 926-7117
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